SPayLater Promo

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ShopeePay Inpage Banner

About SPayLater

Buy Now Pay Later

SPayLater is a payment service that allows you to consolidate your purchases on Shopee on a monthly basis. You can make a one-off payment on the consolidated outstanding amount at the end of each month.

You also have the option to spread out your repayment to 2 months, 3 months, 6 months or 12 months with a small processing fee of 1.25% on the order amount per month.

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How Can Use SPayLater

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How To Activate SPayLater

Step 1

On the Me tab, select SPayLater

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Step 2

Click Active Now

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Step 3

Enter the One-Time Password (OTP) sent to your mobile phone

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Step 4

Upload a photo of your MyKad or MYPR and input the additional info required

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Step 5

Undergo the facial verification process

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Step 6

Congratulations! You have successfully activated your SPayLater account!

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How To Pay Through SPayLater

Step 1

Upon checkout, select "SPayLater" as your payment option

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Step 2

Select your preferred plan. Monthly repayment amounts include all fees, where applicable, according to your selected plan

12 Months Instalment is only applicable to selected users Banner

Step 3

Input your ShopeePay PIN

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Step 4

Receive payment confirmation

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How To Pay Your SPayLater Bill

Step 1

On the SPayLater homepage, select "Pay Now"

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Step 2

Under "My Bills", you can view your unpaid and paid bills by month

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Step 3

View your current bill and select your payment method

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Step 4

Input your ShopeePay PIN

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Step 5

Receive successful repayment confirmation

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Where You Can Use SPayLater

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On Shopee Platform

  • Minimum RM15 checkout amount
  • Selected sellers and products
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Store's Checkout

  • Minimum RM1 checkout amount
  • Selected merchants

When Should You Pay Your SPayLater Bills

Your billing details will be reflected in the "My Bills" section of the SPayLater page. You Must settle your outstanding bill no later than the payment schedule you have choose.

Your SPayLater billing details will include your completed orders and refunded orders from the 1st till the last day of the previous month

SPayLater Payment Timeline

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SPayLater Payment Schedule

OPTION 1 OPTION 2*
BILLING DATE DUE DATE BILLING DATE DUE DATE
FEB 1 FEB 10 FEB 21 MAR 1
MAR 1 MAR 10 MAR 21 APR 1
APR 1 APR 10 APR 21 MAY 1
MAY 1 MAY 10 MAY 21 JUN 1
JUN 1 JUN 10 JUN 21 JUL 1
JUL 1 JUL 10 JUL 21 AUG 1
AUG 1 AUG 10 AUG 21 SEP 1
SEP 1 SEP 10 SEP 21 OCT 1
OCT 1 OCT 10 OCT 21 NOV 1
NOV 1 NOV 10 NOV 21 DEC 1
DEC 1 DEC 10 DEC 21 JAN 1
JAN 1 JAN 10 JAN 21 FEB 1
*It's eligible for newly activated users only or users who did not select any billing date during SPayLater Activation, the billing date will be automated. However, the chnages could still be made before you made your first purchase through SPayLater order.

Fee Schedule

SPAYLATER PAYMENT OPTION PROCESSING FEE LATER PAYMENT FEE
BuyNowPayLater (BNPL) 0% 1.5% monthly on overdue amount
2 Months Instalment 1.25% per month on order amount
3 Months Instalment
6 Months Instalment
12 Months Instalment (It's only applicable for selected users)